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Loans designed to simplify your life

We offer personal loans for your life's needs

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What Would You Like To Do?

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Pay Off Credit Cards

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Personal Loan

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Refinance My Car

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Something Else

Our Process

A quick & transparent process

We have a simple online application:

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Check your rates

Fill out a form to check your rate in minutes

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Sign your contract online

Using our secure application, you can e-sign your contract if pre-approved. Trust & security is our #1 priority.

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Funds as soon as tomorrow

Money can be directly deposited into your bank account as soon as the next business day.

Save thousands with a low,

fixed-rate personal loan.

With credit card rates on the rise, see how you could save thousands on interest by consolidating existing debt into a low fixed monthly payment.

Balance Average Interest Rate Monthly Payment 5-year Interest Paid
High-interest Rate Credit Card $35,000 19.95% APR* $1,400 $20,579
$35,000 4.95% APR* $490 $4,582
Estimated Interest Saving with NewPath Financial $15,997

High-interest Rate Credit Card

Balance $35,000
Average Interest Rate 19.95% APR*
Monthly Payment $1,400
5-year Interest Paid $20,579
Balance $35,000
Average Interest Rate 4.95% APR*
Monthly Payment $490
5-year Interest Paid $4,582
Estimated Interest Saving with NewPath Financial
$15,997
View your rate
Checking your rate won't affect your credit score.
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Checking your rates won't affect your credit score
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Our rates are often lower than the banks
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We have a simple online application
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No early repayment fees, no hidden charges

GET A QUICK, FREE QUOTE

Start the conversation. Please fill out the form below.

By clicking the button below, I am providing electronic signature per the E-SIGN Act that I acknowledge, agree and consent to the Privacy Policy and Terms of Use which includes binding arbitration and I am providing express written consent for NewPath Financial to contact me by email, text or calls at the phone number and email provided regarding appointment scheduling, application and loan status using any automated telephone dialing system, prerecorded/artificial voice and/or use of an automatic dialing device or system (Data and msg rates may apply, msg frequency varies: Text HELP for help; STOP to cancel) even if my telephone number is listed on any state or federal Do-Not-Call list. I may revoke this consent anytime and consent is not required as a condition to purchase products or services. This consent will not be shared with third parties for their marketing purposes.

Thank You for Getting Started

We will reach out to you shortly so you can get started with your application.

Gracias por empezar

Nos pondremos en contacto contxsigo pronto para que puedas empezar con tu aplicación.

98% of our customers left satisfied

You're in good company

"These guys are always ready to help when you need it most. They helped cover school fees for my brother and I when I was a little low on cash."
Jenifer Griffen, NY 5 star rating
"Their application process was quick and simple. In a short time, I had the funds I needed to complete some much needed improvements around the house."
Chris Roll, SF 5 star rating
"I think that NewPath Financial has been of great help in my case and I think as a new client it was fast approved and professionally handled. It was fast and easy."
Alicia Mendoza, CA 5 star rating

FAQs

An unsecured personal loan is a money borrowed from a lender that is not secured by property such as a house or car over a fixed period of time. While most loans through NewPath Financial are unsecured, certain credit unions may place a lien on other accounts you hold with the same institution. It is important to review your promissory note for these details before accepting your loan.

Checking your rate on NewPath Financial will not affect your credit score. If you proceed with your application after receiving a rate your credit score may be impacted. When you check your rate, we make a soft credit inquiry. Soft credit inquiries on your report do not lower your credit score, but you may see when you view your report that this inquiry was made. If you are offered a loan and proceed with the application, a hard credit inquiry will be completed to verify the accuracy of your application. This action will be recorded as an inquiry on your report and it may impact your credit score.

There is no prepayment penalty for paying off a loan on NewPath Financial early. You may pay off part or all of the loan at any time with no fee. By prepaying, you will pay less overall interest because the loan is outstanding for a shorter time.

Yes, in some instances we do accept co signers. Cosigners should be aware that becoming obligated on another person's loan is treated as a debt obligation, and that person will be responsible for the loan if you do not pay it off.

NewPath Financial are unsecured loans. This means that you do not need to provide collateral for the loan.

Personal loans can be used for a variety of purposes, but are commonly used to consolidate high-interest credit card debt. When using a personal loan to pay off credit card debt, the loan funding is used to pay off the cards' outstanding balances. Ideally, the new debt consolidation loans will have a lower interest rate, making payments more manageable or saving the person money from accrued interest. Click here to learn more about the pros and cons of using low interest personal loans to consolidate debt.

Many people apply for a low-interest personal loan to consolidate high-interest credit card debt. These loans can also be used to fund major life purchases or expenses, like home improvements, weddings, unexpected medical expenses, moving expenses, or funerals.

No, unsecured personal loans do not require a down payment, unlike a secured home loan.

Apply for your personal loan in 60 seconds

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